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Terms and Conditions

Effective Date: 23 February 2025

1. Introduction


These Terms and Conditions (“Terms”) govern the posting of advertisements or listings (“Ads / Ad”) on BusinessHub.mu (“Platform”), operated by Business Hub Digital Solutions Ltd (“Company”).

By submitting an Ad, you agree to comply with these Terms.

2. Eligibility

* Advertisers must be at least 18 years old.

* Advertisers must have legal authority to represent the business or entity associated with the Ad.

3. Content Guidelines

* Ads must be truthful, accurate, and not misleading.

* Prohibited content includes, but is not limited to:

* Illegal products or services.

* Hate speech, discrimination, or defamatory content.

* Adult content, violent imagery, or offensive material.

* Malware, phishing links, or deceptive practices.

4. Compliance with Laws

* Advertisers are solely responsible for ensuring that their Ads comply with all applicable laws and regulations in Mauritius and any other relevant jurisdictions.

5. Intellectual Property

* Advertisers must have the right to use all content, trademarks, and media included in the Ad.

* The Company reserves the right to remove any Ad that infringes on third-party intellectual property rights.

6. Liability and Indemnity

* The Company is not liable for any loss, damage, or legal claims arising from Ads posted on the Platform.

* Advertisers agree to indemnify and hold harmless the Company, its directors, and affiliates from any claims or damages resulting from their Ads.

7. Right to Reject or Remove Ads

* The Company reserves the right to reject, remove, or modify any Ad at its sole discretion without prior notice.

8. Payment Terms

* All fees for posting Ads are non-refundable unless stated otherwise.

* Payment does not guarantee Ad placement or performance.

9. Disclaimers

* The Company does not guarantee the performance, reach, or effectiveness of any Ad.

* The Platform may experience downtime or technical issues, and the Company is not liable for such disruptions.

10. Governing Law and Dispute Resolution

* These Terms are governed by the laws of Mauritius.

* Any disputes shall be resolved through mediation, and if unresolved, submitted to the courts of Mauritius.

11. Amendments

* The Company reserves the right to modify these Terms at any time. Advertisers are encouraged to review the Terms regularly.

12. Contact Information


For inquiries regarding these Terms, please contact support@businesshub.mu

Privacy Policy

Effective Date: 23 February 2025

1. Introduction
Business Hub Digital Solutions Ltd (“Company”, “we”, “us”, or “our”) values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website, BusinessHub.mu (“Platform”), for posting ads (ad / listing / listings).

2. Information We Collect

  • Personal Information: Name, email address, phone number, and payment details when you register or post ads.
  • Usage Data: Pages visited, time spent on pages, and interactions with features.
  • Cookies: To improve user experience and provide personalized content.

3. How We Use Your Information

  • To create and manage your account.
  • To display and manage ads.
  • To process payments.
  • To send updates, promotional offers, and important notifications.
  • To improve the Platform and user experience.

4. Sharing Your Information

  • With payment processors to complete transactions.
  • With law enforcement if required by law.
  • With third-party service providers for analytics and marketing support.
  • We do not sell your personal information to third parties.

5. Data Security
We implement security measures to protect your personal information. However, no system is completely secure, and we cannot guarantee absolute security.

6. Your Rights

  • Access and Update: You can access and update your personal information in your account settings.
  • Withdraw Consent: You may opt out of marketing communications.
  • Data Deletion: You can request the deletion of your account and personal data.

7. Retention of Information
We retain your information as long as necessary to provide services and comply with legal obligations.

8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The latest version will be posted on the Platform with the effective date.

9. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: support@businesshub.mu

Terms of Service (ToS)

Effective Date: 23 February 2025

1. Introduction
These Terms of Service (“Terms”) govern your use of BusinessHub.mu (“Platform”), operated by Business Hub Digital Solutions Ltd (“Company”). By accessing or using the Platform, you agree to these Terms.

2. User Accounts

  • Users must provide accurate information during registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • The Company reserves the right to suspend or terminate accounts that violate these Terms.

3. Acceptable Use

  • Users must comply with all applicable laws and regulations.
  • Prohibited activities include but are not limited to:
    • Fraudulent, deceptive, or misleading activities.
    • Posting or sharing harmful, illegal, or inappropriate content.
    • Engaging in harassment, discrimination, or hate speech.
    • Attempting to interfere with the Platform’s security or operations.

4. Content Ownership and Rights

  • Users retain ownership of the content they post.
  • By posting content, users grant the Company a license to use, modify, and distribute it for Platform operations.
  • The Company reserves the right to remove content that violates these Terms.

5. Paid Services

  • Certain features of the Platform require payment (e.g., premium listings, business pages).
  • Payments are non-refundable unless stated otherwise.
  • The Company may modify pricing with prior notice.

6. Disclaimers and Limitation of Liability

  • The Platform is provided “as is” without warranties of any kind.
  • The Company is not responsible for the accuracy, reliability, or legality of user-generated content.
  • The Company is not liable for any losses, damages, or disruptions arising from the use of the Platform.

7. Third-Party Links and Services

  • The Platform may contain links to third-party websites or services.
  • The Company is not responsible for the content or policies of third-party platforms.

8. Termination

  • The Company may suspend or terminate access to the Platform at its discretion.
  • Users may close their accounts at any time.

9. Governing Law and Dispute Resolution

  • These Terms are governed by the laws of Mauritius.
  • Disputes shall first be resolved through mediation before seeking legal action in Mauritian courts.

10. Amendments

  • The Company reserves the right to modify these Terms at any time.
  • Continued use of the Platform constitutes acceptance of the updated Terms.

11. Contact Information
For inquiries, please contact support@businesshub.mu.

Cookie Policy

Effective Date: 23 February 2025

1. Introduction
BusinessHub.mu (“Platform”), operated by Business Hub Digital Solutions Ltd (“Company”), uses cookies and similar tracking technologies to enhance user experience, analyze site traffic, and personalize content. This Cookie Policy explains how and why we use these technologies.

2. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help improve site functionality, remember user preferences, and provide analytics.

3. Types of Cookies We Use

  • Essential Cookies: Necessary for the website to function properly, such as authentication and security.
  • Performance Cookies: Collect information on how users interact with the Platform to improve functionality.
  • Functional Cookies: Remember user preferences and settings for a better experience.
  • Advertising Cookies: Used to deliver relevant advertisements and measure campaign effectiveness.

4. How We Use Cookies
We use cookies to:

  • Enhance user navigation and experience.
  • Monitor site traffic and performance.
  • Personalize content and advertisements.
  • Improve security and prevent fraudulent activities.

5. Managing Cookies
Users can manage or disable cookies through their browser settings. However, disabling certain cookies may affect the functionality of the Platform.

6. Third-Party Cookies
We may allow third-party services (such as Google Analytics and advertisers) to set cookies to analyze traffic and deliver targeted ads. These third parties have their own privacy policies governing their use of cookies.

7. Changes to This Policy
We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.”

8. Contact Us
For any questions regarding this Cookie Policy, please contact us at support@businesshub.mu.

Refund and Cancellation Policy

Effective Date: 23 February 2025

1. Introduction
This Refund and Cancellation Policy outlines the terms under which Business Hub Digital Solutions Ltd (“Company”) manages refunds and cancellations for services provided on BusinessHub.mu (“Platform”). By using the Platform, you agree to this policy.

2. No Refund Policy

  • All purchases made on the Platform, including but not limited to premium listings, business page subscriptions, and featured posts, are final and non-refundable.
  • Refunds will not be provided for unused time periods, early cancellations, or dissatisfaction with the service, except as required by law.

3. Cancellation Policy

  • Users may cancel their subscription or service at any time via their account settings.
  • Cancellations take effect at the end of the current billing cycle, and users will continue to have access to their purchased services until the expiration date.
  • No partial refunds will be issued for cancellations before the end of the billing period.

4. Exceptional Circumstances for Refunds
Refunds may be considered in the following circumstances:

  • If a technical issue caused by the Company prevents the purchased service from being delivered.
  • If a duplicate transaction is processed due to a system error.
  • If the Company discontinues a paid service before the end of a user’s active billing period.
  • Refund requests must be submitted within 7 days of the transaction date.

5. Disputed Transactions

  • If a user disputes a charge with their bank or payment provider, their account may be suspended pending resolution.
  • The Company reserves the right to challenge disputes that do not align with this policy.

6. Changes to the Policy

  • The Company reserves the right to modify this Refund and Cancellation Policy at any time.
  • Continued use of the Platform after policy changes constitutes acceptance of the revised terms.

7. Contact Information
For any inquiries regarding refunds or cancellations, please contact: support@businesshub.mu.

Acceptable Use Policy (AUP)

Effective Date: 23 February 2025

1. Introduction
This Acceptable Use Policy (“Policy”) outlines the rules and guidelines for using BusinessHub.mu (“Platform”), operated by Business Hub Digital Solutions Ltd (“Company”). By accessing or using the Platform, you agree to comply with this Policy.

2. Prohibited Activities
Users must not engage in the following activities while using the Platform:

  • Illegal Activities – Posting, sharing, or promoting content that violates any local, national, or international laws.
  • Fraudulent or Misleading Content – Providing false information, engaging in scams, or impersonating another person or entity.
  • Hate Speech and Harassment – Posting content that is discriminatory, hateful, or incites violence against individuals or groups.
  • Spam and Unsolicited Messages – Sending bulk messages, spam, or advertisements that are not permitted by the Platform.
  • Malicious Software – Uploading or distributing malware, viruses, or any harmful software that could disrupt the Platform or compromise user security.
  • Unauthorized Access – Attempting to access restricted areas of the Platform or tampering with other users’ accounts.
  • Intellectual Property Violations – Posting content that infringes on copyrights, trademarks, or other intellectual property rights.
  • Adult or Explicit Content – Uploading or promoting pornography, explicit materials, or other inappropriate content.

3. User Responsibilities
Users agree to:

  • Use the Platform only for its intended purposes.
  • Provide accurate and truthful information in their profiles and listings.
  • Report any violations of this Policy to the Company.
  • Maintain the security of their accounts and not share login credentials with others.

4. Enforcement and Consequences
The Company reserves the right to take appropriate action against users who violate this Policy, including but not limited to:

  • Warning the user about the violation.
  • Suspending or terminating user accounts.
  • Removing or editing non-compliant content.
  • Reporting illegal activities to law enforcement authorities.

5. Changes to the Policy
The Company reserves the right to update this Policy at any time. Continued use of the Platform after policy changes constitutes acceptance of the revised terms.

6. Contact Information
For questions regarding this Policy, please contact: support@businesshub.mu.

Liability Disclaimer

Effective Date: 23 February 2025

1. Introduction
This Liability Disclaimer (“Disclaimer”) applies to all users of BusinessHub.mu (“Platform”), owned and operated by Business Hub Digital Solutions Ltd (“Company”). By accessing or using the Platform, you acknowledge and agree to the terms outlined in this Disclaimer.

2. No Guarantees or Warranties

  • The Company provides the Platform “as is” and “as available” without any express or implied warranties of any kind, including but not limited to accuracy, reliability, merchantability, or fitness for a particular purpose.
  • The Company does not guarantee the uninterrupted, error-free, or secure operation of the Platform.

3. Limitation of Liability

  • The Company shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use of, or inability to use, the Platform.
  • The Company is not responsible for any loss of data, revenue, business opportunities, or reputation due to system failures, third-party services, user actions, or security breaches.
  • The Company disclaims liability for any disputes, damages, or losses resulting from transactions, agreements, or interactions between users of the Platform.

4. Third-Party Links and Services

  • The Platform may contain links to third-party websites, services, or advertisements. The Company does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
  • Users interact with third-party services at their own risk and must review the terms and policies of those services independently.

5. User Responsibilities

  • Users assume full responsibility for their use of the Platform and any consequences resulting from their actions, including but not limited to financial transactions, personal or business decisions, and legal compliance.
  • Users must ensure that any content they post or actions they take comply with applicable laws and do not infringe on the rights of others.

6. Indemnification
Users agree to indemnify, defend, and hold harmless the Company, its affiliates, employees, and directors from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from their use of the Platform, violation of this Disclaimer, or infringement of any rights of another party.

7. Changes to this Disclaimer
The Company reserves the right to modify this Disclaimer at any time. Continued use of the Platform after any updates constitutes acceptance of the revised terms.

8. Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of Mauritius. Any disputes shall be resolved exclusively in the courts of Mauritius.

9. Contact Information
For any questions regarding this Disclaimer, please contact: support@businesshub.mu.

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